Monthly Payment:


Monthly payments reflected on the loan calculator are estimates and, as such, are examples of what a customer may pay for a personal loan. However, the monthly payment amount depends on Island Finance’s credit parameters, duration (term) of the credit agreement, the resulting applicable interest rate for which a customer qualifies and are subject to credit approval and documents verification. For more information about applicable costs, visit us at any of our locations.

As easy as 1,2,3...



Home Improvement

There are endless possibilities to enhance your home and various occasions that justify the endeavor. Whether you choose to: paint your house, expand or remodel it, fix the roof, get appliances, purchase new furniture, enliven a room, perk up your patio, add a pool, make a terrace or complete any other project…

a loan for up to $150,000* can help you to get it done.

Need to make some changes

Home-improvement - copy - copy

Consolidate Debts

If you have one or more credit cards you know that owed balances can pile up fast, increase monthly interest and paying them off may become an endless mission.

With a loan for up to $150,000* you can consolidate your credit card balances into just one affordable monthly payment for a fixed amount of time.

Consolidate your

Family Vacation

Family Vacation

You work hard and need to take time off to relax and spend some quality time with family or friends. No need to wait any longer, choose your destination, make your plans and contact us.

We can help with a loan for up to $150,000* so you can have the vacation of your dreams.

Have a carefree family vacation



You want your wedding to be special, perfect, unforgettable and many details have to be considered in planning this unique event.

A loan for up to $150,000* can assist you to cover the location, flowers, dress, rings, cake, decoration, photographer, video, honeymoon and other related expenses.

We can help you get the wedding of your dreams!

Car Troubles

Car Troubles

With a loan for up to $150,000* you can tune up your car's motor, repair the air conditioner, get new tires, fix any dents or do anything you need to maintain your car in prime condition.

Need to get your car

School Supplies

School Supplies

Getting ready for back to school can be expensive but we can help you get the extra cash you need to make it hassle free.

Apply for a loan for up to $150,000* today.

Books, computer,
uniforms, bags, graduation...

Medical Expenses

Medical Expenses

If you need extra money to pay for some unexpected medical expenses, a loan for up to $150,000* from us will give you access to the money required when you most need it.

Need extra money to pay for unexpected medical expenses?

Whatever You Want

Whatever You Want

A new flat screen TV, iPad, a Spa vacation, diamond earrings, a shopping spree, a surprise for a loved one. Everyone has their special needs, wants, wishes or desires, sometimes unfulfilled plans that you would like to complete and other times things you would love to get.

Whichever is your case, you can get extra cash from us through a loan for up to $150,000* to make it happen.

Do whatever you want with extra cash from us

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Getting a personal loan is easy!

Step 1

Click on Apply Now and fill out the information

Step 2

Bring the following documents to the selected branch, or send through WhatsApp, Email or Chat:

• Most recent pay stub and Job letter

• 2 forms of photo ID (National ID Card, driver’s license, passport or birth certificate)

• Water, electrical or cable bill in your name, most recent bank statement or Board of Inland Revenue Letter.

• Additional documents may be required

Step 3

Receive your money* hassle free

Or simply visit one of our convenient locations with the mentioned documents.

*All personal loans are subject to credit approval and documents verification. Permanent residency in Trinidad & Tobago is required.

What makes us different?

We take the hassle out of getting a loan.

24 hours decision

Comfortable payments

Always here for you

What people are saying

“Island Finance is one of the best places where you borrow a loan and once you approved you get it in a day. I will always love it.”
- D. Haywood
“Quick hassle-free money. I applied for a loan and got it in quick time. I really needed to do some house repairs. Island Finance really helped me.”
- A. John
“Island Finance was the only financial institution to give me a loan so quickly”
- C. Alexander


Island Finance cleans Mayaro beach

Island Finance is happy to announce its participation in the Annual International Coastal Clean-up...Read More →

Island Finance donated seedlings to the San Fernando community

Throughout their existence in Trinidad and Tobago, Island Finance has been committed to contributing...Read More →


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