Refer and earn

Earn $700 for each referral when they disburse a loan with us.

There’s no limit, the more you refer, the more you earn!
5 friends= $3,500
10 friends= $7,000
20 friends= $14,000


For more information text us on WhatsApp.

Referring a person for a loan doesn’t make you responsible for the debt. Providing a referral does not guarantee that a loan will be approved, nor make the person providing the referral  liable for any loan that may be granted.

You will only be eligible for a referral payment if:
-You are a customer of Island Finance with a current account or a previous customer with an account on record
- You do not have a delinquent status or have not had a written off loan with Island Finance
- The disbursement of the referred loan occurs within 30 days from the referral form submission. (A new referral form must be submitted if more than 30 days have passed and the loan has not been disbursed.)
- The loan receives credit approval and the referred person’s documents meet verification requirements.
- The referred person does not have or has never had a loan with Island Finance before.
- The referred loan is disbursed for an amount financed equal to or greater than $7,000.
The referrer will be responsible for all taxes, if any, in connection with any referral fees paid.

Our minimum period of repayment is 18 months and the maximum is 72 months. Our minimum rate is 15.00% and the Maximum Rate is 44.75%. Loan example: A loan for approximately TTD 10,000.00 with 48 monthly payments of TTD 493.94 and APR of 51.34% will result in a total cost of TTD 23,709.15 including all applicable fees. USD Conversion of 6.7591TTD as 04-30-2024: a loan for approximately $1479.49 with 48 monthly payments of $73.08 and APR of 51.34% will result in a total cost of $3,507.74 including all applicable fees. Monthly payments are estimated for reference and may vary depending on various factors. Specific terms are detailed in the loan agreement. We charge Interest and Administrative Fee.
By sending your information through this site to Island Finance you authorize the Island Finance staff to contact you in relation to the information sent and agree to receive marketing material.
159 Western Main Road St. James, Trinidad and Tobago