GET THE MONEY YOU NEED THE WAY YOU WANT IT!

If hassle-free money is what you need, get an unsecured loan of up to $35,000*. You can receive approval as quick as 24 hours.

Start Your Application

NO DOWN PAYMENT
NO COLLATERAL
NO PROBLEM!

Select the amount you want and Start Your Loan Application right away.


Monthly Payment:


Monthly payment reflected on the loan calculator are estimates and as such are examples of what a customer will pay. However, the monthly payment amount depends on Island Finance's credit parameters, duration (term) of the credit agreement, and resulting applicable interest rate which customer falls on. For more information about applicable costs, visit us to any of our branches. Subject to credit approval and documents verification.

As easy as 1,2,3...

The time to reach your goals is now!

Home Improvement

There are endless possibilities to enhance your home and various occasions that justify the endeavor. Whether you choose to: paint your house, expand or remodel it, fix the roof, get appliances, purchase new furniture, enliven a room, perk up your patio, add a pool, make a terrace or complete any other project…


a loan for up to $35,000* can help you to get it done.


Need to make some changes in your house?

Consolidate Debts

If you have one or more credit cards you know that owed balances can pile up fast, load monthly interest and paying them off may become an endless mission.


With a loan for up to $35,000* you can consolidate your credit card balances into just one affordable monthly payment for a fixed amount of time.


Consolidate your
credit
debts

Family Vacation

You work hard and need to take time off to relax and spend some quality time with family or friends. No need to wait any longer, choose your destination, make your plans and contact us.


We can help with a loan for up to $35,000* so you can have the vacation of your dreams.


Have a carefree family vacation

Weddings

You want your wedding to be special, perfect, unforgettable and many details have to be considered in planning a unique event.


A loan for up to $35,000* can assist you to cover the location, flowers, dress, rings, cake, decoration, photographer, video, honeymoon and other related expenses.


We can help you get the wedding of your dreams!

Car Troubles

With a loan for up to $35,000* you can tune up your car motor, repair the air conditioner, get new tires, fix any dents or do anything you need to maintain your car in prime conditions.


Need to get your car
fixed?

School Supplies

Getting ready for the back to school can be expensive but we can help you get the extra cash you need to make it hassle free.


Apply for a loan for up to $35,000* today.


Books, computer,
uniforms, bags, graduation...

Medical Expenses

If you need extra money to pay for some unexpected medical expenses, a loan for up to $35,000* from us will give you access to the money required when you most need it.


Need extra money to pay for unexpected medical expenses?

Whatever You Want

A new flat screen TV, iPad, a Spa vacation, diamond earrings, a shopping spree, a surprise for a loved one… Everyone has their special needs, wants, wishes or desires, sometimes unfulfilled plans that you would like to complete and other times things you would love to get.


Whichever is your case, you can get extra cash from us through a loan for up to $35,000* to make it happen.


Do whatever you want with extra cash from us

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Getting a loan is easy!

Step 1

Click on Start Your Application and fill out the information

Step 2

Bring the following documents to the selected branch:

• Most recent pay stub and Job letter

• 2 forms of photo ID (National ID Card, driver’s license, passport or birth certificate)

• Water, electrical or cable bill in your name, most recent bank statement or Board of Inland Revenue Letter.

Step 3

Receive your money* hassle free

Or simply visit one of our conveniently located branches with the mentioned documents.

*All loans are subject to credit approval and records verification. Permanent residency in Trinidad & Tobago is required.


What makes us different?

We ensure getting out the hassle of obtaining a loan.

24 hours decision

Comfortable payments

Always here for you

What people are saying

“Island Finance is one of the best places where you borrow a loan and once you approved you get it in a day. I will always love it.”
- D. Haywood
“Quick hassle-free money. I applied for a loan and got it in quick time. I really needed to do some house repairs. Island Finance really helped me.”
- A. John
“Island Finance was the only financial institution to give me a loan so quickly”
- C. Alexander
NO DOWN PAYMENT, NO COLLATERAL, NO PROBLEM!

Effective Interest Rate is 28% to 29% for terms from 36 months to 60 months. Examples: Personal loan of TT$3,000 pays TT$170.46 monthly for 36 months; TT$15,000 pays, TT$702.18 monthly for 48 months and TT$35,000 TT$1,424.12 monthly for 60 months. Monthly payments reflected are estimates as summing the customer makes payment as agreed. Subject to credit approval and documents verification.